Checking Accounts

Choose the checking account that best fits your lifestyle.

Managing your money can be simple when you choose the checking account that best fits your lifestyle.  Whether you need just a basic account, you like to do most of your banking online, or you want a whole range of extra services, there is an account for you at Community Bank & Trust.  Below the following chart, there is additional information on each account.  If you’d like to discuss your options, please call or come see us today.  To open your account, please bring valid photo identification and your social security number.  Together, we can select the right kind of account for you.  We make it easy to switch… welcome!

If you would like more information, and would like to open an account in person, just stop by one of our convenient locations. You can also reorder checks anytime using using our secure Check Reorder Form.

You will enjoy:Rewards Checking with InterestRewards CheckingStudent RewardsSimply BasicSimply Silver  
Shop Local, Save Local with BaZing Savingsxxx
Cell Phone Protection*xxx
ID Theft Aid*xxx
Roadside Assistancexxx
$10,000 Travel Accidental Death Coverage*xxx
Pharmacy, Vision, & Hearing Savingsxxx
Unlimited Check Writingxxxxx
Free ATM/Debit Card and Bill Payxxxxx
Free Direct Depositxxxxx
Free e-Statementsxxxxx
Free Personalized Checksx
No Annual Fee Credit Cardxxxxx
Free Official Checksx
Free Notary Servicexxxxx
Free Photocopy Servicex
Free Fax Servicex
Free Wire Transferx
Discounts on Safe Deposit Boxesx
Monthly Service Charge$8$6$6$7$5
To Avoid Monthly Service ChargeMaintain a $1500 Minimum BalanceN/AMust be 21 or Younger & Enrolled in e-StatementsMaintain a $100 Minimum Balance OR Receive a Reoccurring Direct DepositMust be 55 or Older.
Maintain a $100 Minimum Balance OR Receive a Reoccurring Direct Deposit

*Cell phone protection and personal identity theft benefit are subject to additional terms and conditions.  Insurance products are: NOT A DEPOSIT, NOT FDIC-INSURED BY ANY FEDERAL GOVERNMENT AGENCY, AND NOT GUARANTEED BY THE BANK.

Your deposits are insured by the Federal Deposit Insurance Corporation. Insurance products are not insured by the FDIC or any other government agency, are not deposits or obligations of the Bank, and may lose value including loss of principal.  The insurance or annuity is not a deposit or obligation of the bank, nor is it guaranteed by the bank or affiliate of the bank. The insurance or annuity is not insured by the FDIC or other government agency, or by the bank or its affiliates. There is investment risk (if applicable) associated with the product, including the possible loss of value.
 
 

Rewards Checking with Interest

This premium interest bearing checking account gives you all the conveniences of 24-hour online banking, free ATM/Debit card and unlimited check writing plus benefits such as BaZing savings, cell phone protection, ID theft aid, roadside assistance, $10,000 travel accidental death coverage, and pharmacy/vision/hearing savings with no monthly service charge if you maintain a minimum daily balance of $1,500 or more.

Account does not earn interest on balances under $1,500.00.

Rewards Checking

If you want money-saving services including BaZing savings, cell phone protection, ID theft aid, roadside assistance, $10,000 travel accidental death coverage, and pharmacy/vision/hearing savings , this is the account for you. See the chart above for details.

Student Rewards

The name says it all. You will receive all the conveniences of 24-hour online banking, free ATM/Debit card and unlimited check writing plus benefits such as BaZing savings, cell phone protection, ID theft aid, roadside assistance, $10,000 travel accidental death coverage, and pharmacy/vision/hearing savings with no monthly service charge if you enroll in e-Statements. See the chart above for details.

Simply Basic

Our Simply Basic checking account gives you all of the conveniences you would expect such as 24-hour online banking, free ATM/Debit card and unlimited check writing with the ability to waive the monthly service fee when you maintain a minimum balance of $100 or receive a reoccurring direct deposit.

Simply Silver

Our Simply Silver checking account gives you all of the conveniences you would expect such as 24-hour online banking, free ATM/Debit card and unlimited check writing with the ability to waive the monthly service fee when you maintain a minimum balance of $100 or receive a reoccurring direct deposit. You will also receive benefits such as free standard checks, free official checks, free photocopy service, free fax service, free wire transfers, and discounts on safe deposit boxes.