Checking Accounts

Choose the checking account that best fits your lifestyle.

Managing your money can be simple when you choose the checking account that best fits your lifestyle.  Whether you need just a basic account, you like to do most of your banking online, or you want a whole range of extra services, there is an account for you at Community Bank & Trust.  Below the following chart, there is additional information on each account.  If you’d like to discuss your options, please call or come see us today.  To open your account, please bring valid photo identification and your social security number.  Together, we can select the right kind of account for you.  We make it easy to switch… welcome!

If you would like more information, and would like to open an account in person, just stop by one of our convenient locations. You can also reorder checks anytime using using our secure Check Reorder Form.

You will enjoy:Community CheckingCommunity Club CheckingCommunity Club Plus CheckingInfinity Club CheckingStudent CheckingCommunity NOW 
Unlimited Check Writingxxxxxx
Free ATM/Debit Card and Bill Payxxxxxx
Free Direct Depositxxxxxx
Free Paperless Statements*xxxxxx
Free Personalized Checksxxx
$20000 Accidental Death Insurancex
$10000 Accidental Death Insurancex
$5000 Identity Theft Insurance Benefitxx
Payment Card Protectionxx
Car Rental Discountxx
Movie Ticket Discountsxx
Key Ring Registrationxx
Optum HealthAllies Vision Planx
Optum HealthAllies Prescription Drug Programx
ID Network Safety Servicex
No Annual Fee Credit Card** xxxxxx
Free 1st Order of Checks***x
Free Official Checksxxx
Free Notary Servicexxxxx
Free Photocopy Servicexx
Free Fax Servicex
Free Wire Transferx
Discounts on Safe Deposit Boxesx
Preferred CD Ratesx
Monthly Service Charge$8$8$100$0$10
To Avoid Monthly Service Charge $800NANA minimum age 50Students ages 25 and under$1,000

No matter which type of checking account you choose, you’ll receive friendly, personal service from bankers who know you and want to help.

Your deposits are insured by the Federal Deposit Insurance Corporation. Insurance products are not insured by the FDIC or any other government agency, are not deposits or obligations of the Bank, and may lose value including loss of principal.  The insurance or annuity is not a deposit or obligation of the bank, nor is it guaranteed by the bank or affiliate of the bank. The insurance or annuity is not insured by the FDIC or other government agency, or by the bank or its affiliates. There is investment risk (if applicable) associated with the product, including the possible loss of value.

Community Checking Account

This basic checking account gives you all the convenience of 24-hour online banking, free ATM/Debit card and unlimited check writing, with no monthly service charge if you maintain a minimum daily balance of $800 or more.

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Community Club Checking

If you want money-saving services including $10,000 accidental death insurance, $5,000 Identity Theft Protection, discounts on movies, car rentals and more, this is the account for you. See the chart above for details.

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Community Club Plus Checking

The name says it all. You will receive the member benefits listed above plus an additional $10,000 accidental death insurance, Optum HealthAllies Prescription Drug Program, ID Network Safety Service and more. See the chart above for details.

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Infinity Club Checking

Infinity Club Checking: For our customers 50 and better. This account offers unlimited check writing with no minimum required balance and no monthly service charge. You’ll appreciate special benefits such as free checks, fax service, notary service, and wire transfers, plus preferred rates on certificates of deposit and discounts on safe deposit boxes.

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Student Checking

Going to school? Let us set up an account for you with no monthly service charge, no minimum balance requirement and free checks. Use your ATM/Debit card and check your account balance and activity online.

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Community NOW

Let your money work for you with an interest-bearing checking account. Enjoy unlimited check-writing privileges and earn competitive interest rates. Interest rates are tiered based on balance. No monthly service charge with a minimum daily balance of $1,000. See chart above for details.

*Account does not earn interest on balances under $1000.00.

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