President’s Message

Debbie C. Small
President & CEO

Community Bank & Trust is quickly becoming the premier community financial institution in the County by creating and delivering quality financial products and services to you at exceptional values. We are creating a stimulating and challenging work environment for our employees that encourages, develops and rewards excellence; we are serving our local communities with integrity and pride; we are a responsible corporate citizen in the communities we serve; and we are achieving consistently superior financial performance for our stockholders.

Community Bank & Trust will continue to grow and attain even greater market share in our existing markets. We’ll meet this challenge by insuring that our employees are well trained to deliver state-of-the-art products and superior service to you.

Community Bank & Trust is known for its leadership in the industry by delivering new banking systems and technologies to customers. Right now, we offer such services as: Remote PC Banking, 24-Hour Telephone Banking, and Internet Banking, as well many other competitive products and services. We intend to remain independent.

We will focus on increasing stockholder value. And we will continue to provide personal services while emphasizing the importance of personal involvement of our employees in local communities. Community Bank & Trust will continue to meet your needs and the needs of our community.

Please stop by one of our offices, have a cup of coffee, and let us know how we can help.

Mission Statement

Community Bank & Trust is dedicated to providing quality financial products and services that add value to our community, while maintaining family-like relationships with our employees, customers and shareholders.



Senior Management

Debbie C. Small President & Chief Executive Officer
T. Shayne Bell Senior Vice President & Chief Credit Officer 
L. Diane Adkins Senior Vice President & Chief Operations Officer 
Albert Cartner Senior Vice President & County President for Robertson County
Sean Hart Senior Vice President & Senior Lending Officer
Alex Dowdy Senior Vice President & Chief Lending Officer