Nationwide Automated Teller Machine Access through MONEYPASS Network We have joined the MoneyPass network for surcharge free ATMs. Click the MoneyPass link for the surcharge free ATM locator.
Debit Cards  
TeleBank/24 Hour Banking 615-792-9900
Direct Deposit > If you receive a check from Social Security, Supplemental Security Income, Civil Service, Retirement, or Veteran's Compensation, you can have it sent directly to the bank to be deposited into your account where it cannot be stolen, lost, or misplaced. Our friendly and courteous staff will be happy to assist you in completing the required forms.
Automatic Checking/Savings Transfer  
Bank-By-Mail > (Special envelopes are provided free of charge to our checking and savings clients for this convenient service)
Official Checks  
Drive-In Banking  
Fax  
Night Depository > This convenient, after-hours service is available to all our clients. Drop your transaction in an envelope and place in the depository. We'll mail you a receipt.
Notary Service  
Overdraft Protection Plan  
Photocopies  
Safe Deposit Boxes  
Saturday Banking  
Savings Bonds  
Telephone Transfers  
Wire Transfers  
Travelers Checks  
Amortization Schedules  
ACH Origination  
Financial Planning  
Common Fees
Community Checking Account > $0-799.99 - $8.00
$800+ none
Community Club Account > Basic - $8.00
Plus - $10.00
Infinity Club Account > none
Community NOW Account > $0-999.99 - $10.00
$1,000+ - none
Student Checking > none
Small Business Checking > $0-1,799.99 - $10.00
$1,800+ - none
Excess transaction fee > $.25 per item
Commercial Checking > Subject to balance and activity analysis charge. See Client Relations Specialist for details.
Commercial NOW Account > $0-999.99 - $10.00
$1,000+ - none
Community Cash Account (MMA) > $0-2,499.99 - $10.00
$2,500+ - none
Excess withdrawal fee (6 per month) - $5.00 per item
Commercial Money Market Account > $0-4,999.99 - $10.00
$5,000+ - none
Excess withdrawal fee (6 per month) - $5.00 per item
Community Savings Account > $0-$249.99 - $5.00 per month
$250.00+ - none
Excess withdrawal fee (6 per month) $5.00 per item
Kid’s Community Club Savings Account >

none
Excess withdrawal fee (6 per month) - $5.00 per item

Commercial Savings Account > $0-499.99 - $5.00 per month
$500+ - none
Excess withdrawal fee (6 per month) - $5.00 per item
Official Checks > Client - $2.00
Community Club Member - none
Infinity Club Member - none
Overdraft (per item) > $36.00
Wire Transfers > Incoming - $20.00
Outgoing Client - $25.00
Foreign Wire Transfers > Incoming - $50.00
Outgoing Client - $50.00
Collections > Incoming (per item) - $3.50
Outgoing (per item) - $25.00
Credit Cards > Consumer - No annual fee
Commercial - No annual fee
Checking Account Reconcilement > $20/hr (1 hr. minimum)
Stop Payments > $32.50
Travelers Checks > $2.00 per $100.00
Community Club Members - none
Infinity Club Members - none
Security Night Deposit Bags > $20.00
Zipper Wallet Bags > $5.00
Amortization Schedule > $10.00
Microfilm Copies > $2.00
Photocopies > $1.00
Microfilm Research > $20/hour
Special Statement > $2.00
Community Bank & Trust also offers these financial services for our clients’ convenience and security:
24-hour Depository > This convenient, after-hours service is available to all our clients. Drop your transaction in an envelope and place in the depository. We’ll mail you a receipt.
Bank-by-Mail > Special envelopes are provided free of charge to our checking and savings clients for this convenient service.
Direct Deposit > If you receive a check from Social Security, Supplemental Security Income, Civil Service, Retirement, Railroad Retirement or Veterans Compensation, it may be sent directly to us and be deposited in your account where it can’t be lost, stolen, or misplaced. We can help you fill out the required forms.
Automatic Savings > We will transfer the amount you authorize from your CBT checking account into your savings account every month, automatically.

We’re here to take care of all your financial needs. So you can spend more time with more important things.


Community Bank & Trust

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