Convenience Services
Community Bank & Trust Scholarships in Cheatham County
Eligibility:
- Must be a current graduate from a high school in Cheatham County
- Must be a Cheatham County resident for one year or more
- In addition to academic achievement, applicant must demonstrate extracurricular, civic and community participation as well as financial need
- GPA of 3.00 or better
- $1,000 scholarship awarded per school
- No more than one scholarship per school awarded each year
Applications:
- Applications are available on The Community Foundation of Middle Tennessee web site www.cfmt.org
- Applications can also be obtained by calling or visiting any local office of Community Bank & Trust
- Applications are also available in the guidance office of Cheatham County High Schools
For further information, please contact The Community Foundation of Middle Tennessee at (615) 321-4939 or Elaine Reeder at (615) 792-3847
More great convenience services for you to learn about....
| Nationwide Automated Teller Machine Access through MONEYPASS Network | We have joined the MoneyPass network for surcharge free ATMs. Click the MoneyPass link for the surcharge free ATM locator. |
| Debit Cards | |
| TeleBank/24 Hour Banking | 1-877-444-4493 |
| Direct Deposit > | If you receive a check from Social Security, Supplemental Security Income, Civil Service, Retirement, or Veteran's Compensation, you can have it sent directly to the bank to be deposited into your account where it cannot be stolen, lost, or misplaced. Our friendly and courteous staff will be happy to assist you in completing the required forms. |
| Automatic Checking/Savings Transfer | You can transfer monies between your checking/savings accounts on a scheduled basis or as you need to online. |
| Bank-By-Mail > | (Special envelopes are provided free of charge to our checking and savings clients for this convenient service) |
| Official Checks | Otherwise known as Money Orders |
| Drive-In Banking | We will service your needs via our drive through as well as we can. If we need a signature etc. we may ask you to visit us inside. |
| Fax | We will fax anything you need |
| Night Depository > | This convenient, after-hours service is available to all our clients. Drop your transaction in an envelope and place in the depository. We'll mail you a receipt. |
| Notary Service | |
| Overdraft Protection Plan | You can apply for a line of credit to cover you in case of an overdraft OR you can just link your checking to a savings account. |
| Photocopies | |
| Safe Deposit Boxes | |
| Saturday Banking | We are open from 8am to noon on Saturdays for those that cannot bank during the week. |
| Savings Bonds | |
| Telephone Transfers | |
| Wire Transfers | |
| Travelers Checks | |
| Amortization Schedules | |
| ACH Origination | |
| 24-hour Depository | This convenient, after-hours service is available to all our clients. Drop your transaction in an envelope and place in the depository. We’ll mail you a receipt. |
| Direct Deposit | If you receive a check from Social Security, Supplemental Security Income, Civil Service, Retirement, Railroad Retirement or Veterans Compensation, it may be sent directly to us and be deposited in your account where it can’t be lost, stolen, or misplaced. We can help you fill out the required forms. |
Common Fees
| Community Checking Account > | $0-799.99 - $8.00 $800+ none |
| Community Club Account > | Basic - $8.00 Plus - $10.00 |
| Infinity Club Account > | none |
| Community NOW Account > | $0-999.99 - $10.00 $1,000+ - none |
| Student Checking > | none |
| Small Business Checking > | $0-1,799.99 - $10.00 $1,800+ - none |
| Excess transaction fee > | $.25 per item |
| Commercial Checking > | Subject to balance and activity analysis charge. See Client Relations Specialist for details. |
| Commercial NOW Account > | $0-999.99 - $10.00 $1,000+ - none |
| Community Cash Account (MMA) > | $0-2,499.99 - $10.00 $2,500+ - none Excess withdrawal fee (6 per month) - $5.00 per item |
| Commercial Money Market Account > | $0-4,999.99 - $10.00 $5,000+ - none Excess withdrawal fee (6 per month) - $5.00 per item |
| Community Savings Account > | $0-$249.99 - $5.00 per month $250.00+ - none Excess withdrawal fee (6 per month) $5.00 per item |
| Kid's Community Club Savings Account > |
none |
| Commercial Savings Account > | $0-499.99 - $5.00 per month $500+ - none Excess withdrawal fee (6 per month) - $5.00 per item |
| Official Checks > | Client - $2.00 Community Club Member - none Infinity Club Member - none |
| Overdraft (per item) > | $36.00 |
| Wire Transfers > | Incoming - $20.00 Outgoing Client - $25.00 |
| Foreign Wire Transfers > | Incoming - $50.00 Outgoing Client - $50.00 |
| Collections > | Incoming (per item) - $3.50 Outgoing (per item) - $25.00 |
| Credit Cards > | Consumer - No annual fee Commercial - No annual fee |
| Checking Account Reconcilement > | $20/hr (1 hr. minimum) |
| Stop Payments > | $32.50 |
| Travelers Checks > | $2.00 per $100.00 Community Club Members - none Infinity Club Members - none |
| Security Night Deposit Bags > | $20.00 |
| Zipper Wallet Bags > | $5.00 |
| Amortization Schedule > | $10.00 |
| Microfilm Copies > | $2.00 |
| Photocopies > | $1.00 |
| Microfilm Research > | $20/hour |
| Special Statement > | $2.00 |
Community Bank & Trust also offers these financial services for our clients' convenience and security:
| 24-hour Depository > | This convenient, after-hours service is available to all our clients. Drop your transaction in an envelope and place in the depository. We'll mail you a receipt. |
| Bank-by-Mail > | Special envelopes are provided free of charge to our checking and savings clients for this convenient service. |
| Direct Deposit > | If you receive a check from Social Security, Supplemental Security Income, Civil Service, Retirement, Railroad Retirement or Veterans Compensation, it may be sent directly to us and be deposited in your account where it can't be lost, stolen, or misplaced. We can help you fill out the required forms. |
| Automatic Savings > | We will transfer the amount you authorize from your CBT checking account into your savings account every month, automatically. |
We're here to take care of all your financial needs. So you can spend more time on more important things.
