Savings & Money Market Accounts
Community Bank & Trust understands the importance of savings plans to help our clients reach their personal financial goals. Therefore, we offer a variety of services to assist you in having the money you need when you need it.
Automatic Savings
Community Bank & Trust will transfer the amount you authorize from your CBTCC checking account into your savings account every month automatically.
Community Savings Account
(Statement savings, not a passbook savings.)
- Competitive interest rates; paid quarterly
- $25 minimum opening balance
- Unlimited in person withdrawals
- Excess withdrawal fee of $5.00 per item (over 6)
- $5 monthly fee if the balance falls below $250
- Rates subject to change
Money Market
Community Cash Account
An insured money market account, Community Cash is for the client who is interested in a secure bank investment.
- $2,500 minimum balance, no service charge
- $10 monthly fee if balance falls below $2,500
- Unlimited in person withdrawals
- Excess withdrawal fee of $5.00 per item (over 6)
- Interest paid on minimum balance of $2,500 and above
- Interest paid on a tiered rate basis



