Loans
Community Bank & Trust makes it easy to finance the things you want and need by offering a wide variety of loans. Whether your borrowing needs are large or small, long-term or short-term, business or personal, talk with us today about applying for a loan.
Consumer Loans
Community Bank & Trust can make personal loans that are ideal for paying taxes, medical bills, or loans to see you through emergencies. In fact, CBTCC personal loans can be used to consolidate several small debts into a single monthly payment.
Mortgage Loans
Outstanding Customer Service
As your hometown bank, we have the ability to focus on your personal and individual needs. Our employees have lived here and served you for over 75 years and we consider you part of our family. Our aim is to greet you by name, keep your best interest at heart and continue to treat you, our customer like you deserve to be treated.
Competitive Loans
Did you know that your local bank can be just as competitive as a national chain? We don't have the "red-tape" to deal with and we understand your specific needs. That allows us to tailor our products to you instead of having to fit you into a pre-set program that is not right for you. Some of the products we can offer you are:
- No-money-down purchase for the first-time homebuyer
- We can do VA, FHA, and My Community 100 Loans
- Stated income programs are available
- Investment or second home financing available
Click here to apply for a Mortgage Loan or find out what information is needed to apply for a loan. Simply print the application and fax it to one of the numbers below or bring it to the location nearest you.
 |
| |
| Matt Smith Mortgage Loan Officer 615-792-0276 615-545-6805 cell 615-792-8956 fax Matt.Smith@cbtcc.com |
 |
Construction Loans
When you’re in need of a construction loan, talk with our lending professionals. We’ll help arrange a loan that lets you and your family build the home of your dreams.
Community Credit (Home Equity Loans)
Our home Equity Line of Credit, secured with your home equity, makes “writing yourself a loan” possible. Our repayment plans are scheduled so these loans may be repaid in a reasonable and prudent time frame. We help plan and assist you in developing this line of credit to meet your financial needs and goals. Call on your lending officer at any one of our offices for details, credit requirements and assistance.
Home Improvement Loans
Community Bank & Trust can make any type of home or property improvement loan.
Auto Loans
Community Bank & Trust offers complete financing services on all types of automobiles, including both new and late model used cars.
Boat & Recreational Loans
Community Bank & Trust makes all types of recreational loans including boats, campers, vans and recreational equipment and supplies.
Student Loans
Community Bank & Trust has made a strong commitment to help finance higher education opportunities to ensure all families have equal access to colleges and universities. Investing in education today guarantees economic growth in the future.
