Checking Accounts
Community Bank & Trust provides a variety of checking accounts designed to meet your personal banking needs. These accounts provide you with detailed records, including monthly imaged statements to help you keep up with expenses and income.
In appreciation of all the extra work they do for our children, we offer free checking for teachers and any employees of the School Board (even if you are retired!)
If you are not eligible for a free account with the above, you can also show your YMCA membership card to get a free checking account!
Community Checking Account
With a minimum daily balance of $800 there is no charge for checking, no matter how many checks you write. With a daily balance less than $800, you pay a monthly fee of $8.00.
Community NOW Account
Your NOW account earns a market rate of interest. If the daily balance falls below $1,000, your account is subject to a $10.00 fee. This is a tiered interest rate account.
Community Club Account
This account includes many of CBTCC's basic banking services, plus extra club member benefits for your convenience.
Community Club
With our Community Club account, you’ll receive full-service checking, plus exclusive money-saving benefits. The special privileges you’ll receive as a member of the Community Club include:
- First order of checks free of charge
- $10,000 Accidental Death Insurance
- Unlimited Checking
- Credit Card Protection
- Key Ring Registration
- Movie Discounts
- Car Rental Discounts
- Discount Long Distance
- Community Cash Card (Subject to credit approval.)
Plus the use of these selected bank services at no additional charge:
- No annual credit card fee
- Notary Services
- Free Official Checks
- Free Travelers Checks
Community Club Plus
The name says it all! You receive the member benefits mentioned above, plus the following:
- $20,000 Accidental Death Insurance
- Money for College (Financial Assistance Program)
- Vision Care Savings
- Local Pharmacy Card
- KidCare ID Kit
- Photocopy Services
Infinity Club
Our clients who are 55 and better are special to us. We have developed a package of banking services to meet your special needs and active lifestyle. Your Infinity Club account includes:
- Free Personalized Checks
- Free Community Cash Card
- Free Notary Services
- Free Fax Service
- Free Wire Transfers
- Free Photocopy Service
- Free Official Checks & Travelers Checks
- Preferred CD Rates
- Discount on Safe Deposit Boxes
Student Checking
This account allows our younger clients to enjoy banking convenience with no minimum required balance to open and free personalized checks.



