Your Personal Information
| FACTS | What Does Community Bank & Trust do with Your Personal Information? | |
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Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. | |
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What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you close your account, we continue to share information about you according to our policies. | |
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How? |
All financial companies need to share customers’ personal information to run their everyday business – to process transactions, maintain customer accounts, and report to credit bureaus. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Community Bank & Trust chooses to share; and whether you can limit this sharing. | |
| Reasons we share your personal information | Does Community Bank & Trust share? | Can you limit this sharing? |
| For our everyday business purposes: To process your transactions, maintain your account, and report to credit bureaus |
Yes |
No |
| For our marketing purposes: To offer our products and services to you |
Yes |
No |
| For joint marketing with other financial companies |
No |
We don’t share |
| For our affiliates’ everyday business purposes: Information about your transactions and experiences |
No |
We don’t share |
| For our affiliates’ everyday business purposes: Information about your creditworthiness |
No |
We don’t share |
| For our affiliates to market to you |
No |
We don’t share |
| For nonaffiliates to market to you |
No |
We don’t share |
| Contact US | Call (615) 792-3847 or go to www.communitybankandtrustonline.com/privacy.htm | |
| Additional Information | ||
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Sharing practices |
We must notify you about our sharing practices when you open an account and each year while you are a customer. | |
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How often does Community Bank & Trust notify me about their practices? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. | |
|
How does Community Bank & Trust collect my personal information? |
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. | |
|
How does Community Bank & Trust protect my personal information? |
Federal law gives you the right to limit sharing only for
State laws and individual companies may give you additional rights to limit sharing. | |
|
Why can’t I limit all sharing? |
Federal law gives you the right to limit sharing only for
State laws and individual companies may give you additional rights to limit sharing. | |
| Definitions | ||
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Everyday business purposes |
The actions necessary by financial companies to run their business and manage customer accounts, such as
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Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
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Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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Joint Marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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